Cheryl Norman, CLU®, ChFC®

Cheryl Norman’s detailed nature and commitment to excellence make her an ideal choice for financial advice. Her knowledge helps both local and national clients plan for retirement, design their portfolios, and secure their family’s future. She is well known as a seminar speaker and financial educator, working tirelessly to support women’s financial literacy.

Cheryl joined Flagship Capital Advisors, LLC to offer clients greater flexibility and the freedom of choice. She holds FINRA Series 6, 7, and 63 licenses and is licensed to sell life and health insurance in Ohio. To better serve her clients, Cheryl earned the Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant® (ChFC®) designations.

With nearly two decades of experience in financial services, Cheryl Norman’s practice has a diverse national client base with a focus on the northern tier of Ohio. Her attention to detail and dedication to her client’s economic well-being has developed into a proficiency in working with individuals who want to apply a detailed and methodical approach as they build their personal financial plan.

Cheryl can guide you in putting the proper financial approach and tools in place for your individual situation. She is an advisor who will be with you as you navigate through the milestones in your life. She will take an expansive look at where you are now and assist you in developing a plan to reach your goals. Cheryl is committed to providing consistent service and communication. In particular, on-going monitoring of your strategy and financial portfolio is a vital component of the service that Cheryl will provide to support you in achieving your goals.

Cheryl’s areas of concentration include investment portfolio design, retirement strategies (both accumulation and distribution), college education planning, and risk management analysis (life insurance, long-term care, disability income.)

Cheryl also conducts women’s financial forums, as well as financial services workshops and programs.


Check the background of investment professionals on FINRA’s BrokerCheck.

Minnesota Offices


3800 American Blvd West, Suite 1500 | Bloomington, MN 55440
Get Directions

16 Washington Ave. W., Suite 104 | Hutchinson, MN 55350
Get Directions

Ohio Offices


1715 Indian Wood Circle | Maumee, Ohio 43537
Get Directions

9680 Sweet Valley Drive, Suite B | Valley View, Ohio 44125
Get Directions